Summary Box
The information contained in this table summarises key product features of your Extra Direct
prepaid MasterCard and is not intended to replace any terms and conditions.

On Application
Card issue fee
  • FREE (cost is included within the Extra Direct account opening fee. Please see Terms and Conditions)
Additional card fee
  • £5.00 per card, maximum 1 additional card available
Limits
  • Minimum amount of initial load £10.00
  • Maximum initial load £1,250.00
  • Maximum card balance £5,000
Usage restrictions
Ongoing Features
Transaction fees
  • 2.75% of the transaction value per purchase transaction outside the UK (maximum £2.50)
Cash withdrawal fees
  • £3.00 plus 2.75% of the transaction value for ATM withdrawals outside the UK
Balance enquiry
  • 15p per balance enquiry by SMS
Top-up fees and limits
  • Maximum single load £1,250
Service fees
  • FREE replacement PIN
  • 55p per call to Customer Services
Replacement card fees
  • £3.95 per card to replace lost or stolen card
Closure
Cancellation or Redemption
  • £10.00 cash-out fee (cancellation of card and return of funds)
  • You must have more than £10 remaining on the card to redeem the balance
Expiry
  • Card valid for 3 years


©2008 All rights reserved. Extra Direct is a trading name of Spectrum Card Services. Registered Office: 24 Nicolas Street, Chester CH1 2AU. Registered in England No. 06052256
The Extra Direct prepaid Mastercard® card is issued by Newcastle Building Society pursuant to licence by Mastercard International Incorporated. Newcastle Building Society is authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register/) and is entered in the Financial Services Authority Register under Registration No. 156058.