Summary Box
The information contained in this table summarises key product features of your Extra Direct
prepaid MasterCard and is not intended to replace any terms and conditions.

On Application
Card issue fee
  • FREE (cost is included within the Extra Direct account opening fee. Please see Terms and Conditions)
Additional card fee
  • £5.00 per card, maximum 1 additional card available
Limits
  • Minimum amount of initial load £10.00
  • Maximum initial load £1,250.00
  • Maximum card balance £5,000
Usage restrictions
Ongoing Features
Transaction fees
  • 2.75% of the transaction value per purchase transaction outside the UK (maximum £2.50)
Cash withdrawal fees
  • £1.00 for ATM withdrawals within the UK
  • £3.00 plus 2.75% of the transaction value for ATM withdrawals outside the UK
  • £3.50 for a cash advance within the UK
  • £5.00 for a cash advance outside the UK
Balance enquiry
  • 15p per balance enquiry by SMS
Top-up fees and limits
  • Maximum single load £1,250
Service fees
  • FREE replacement PIN
  • Calls cost 10p per minute from most landline telephones. Costs may vary with mobile networks.
Closure
Cancellation or Redemption
  • £10.00 cash-out fee (cancellation of card and return of funds)
  • You must have more than £10 remaining on the card to redeem the balance
Expiry
  • Card valid for 3 years